TVETER INSURANCE SERVICES

 

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Green Onion

                                                     

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                         Business Insurance
  
                                             We know your needs and we are there

Workers' Compensation

We specializes in Business Insurance
by providing your business with service specific to your needs.

Custom coverage's that minimize possible gaps and costly duplications

Our package policy offers a wide range of coverages to protect your business and can be tailored to meet your specific property, liability and other insurance needs. Whether you own one store, or a chain of stores, We have a plan for you.

Professional agents and underwriters, specialist in the industry.

Our agents and underwriters are highly trained professionals who specialize in providing insurance to businesses. They know your unique insurance concerns and they understand your business.

Competitive and flexible pricing

We offer flexible pricing plans designed to reflect the unique characteristics of your business, taking into consideration limits, coverage and deductible requirements, past loss experience and loss prevention efforts, and hazard control and safety protection features.

High quality and service.

You expect quality and value for your premium dollars. and that is what you will get - customized coverage accompanied by excellent service through professional, knowledgeable and responsive agents and claims representatives.

Workers Compensation

While coverages for Workers’ Compensation are set by state laws and are essentially the same among companies. It is the quality of service and the people providing that service that makes our Workers’ Compensation a superior product.

Full Managed Care

We provide a Preferred Provider Organization consisting of occupational physicians, urgent care centers and hospitals based on your ZIP code.

Nurses, under the supervision of physicians, use the latest in medical guideline software in reviewig proposed treatment and hospitalizations. This ensures that proper treatment is being given in the appropriate amounts.

all bills are reviewed before payment of correctness of charges and application of discounts.

These features assure proper treatment while saving millions of dollars in unnecessary charges each year.

Return-to-work

Our claims representatives work with the treaating physician and you, the employer, to establish return-to-work programs. Modified -duty programs greatly reduce claims cost and rehabilitation liabilities. Lower cost mean lower premiums for you.

Accident prevention and Loss control

Loss contro specialists can offer guidelines to develop and implement effective injury and illness prevention programs for your business. They can also provide training materials, including safety videos, and answer questions regarding OSHA regulations and record keeping requirements.

Hidden cost

Have your considered the hidden costs of work injuries? Losses in labor productivity, production time, disrupted schedules, supervisory and administrative time as well as overtime and training of new workers all affect your bottom line. They disrupt business, hinder workflow and reduce efficiency. Therefore, you need more than just insurance you need a complete program like those that we offer.

Our team works with your business to provide immediate responses and to come up with solutions to control potential losses. For more information about the following policies and much more

 

 

Insurance Application and Free Quote