Because this is a career based on selling, your success will depend on your ability to develop both your selling and product knowledge skills, as well as your management skills. As such, the we offer one of the most unique and comprehensive training programs in the industry. The first 12 months:

We call the initial phase of our program the "Reserve Agent Program." Unlike most companies, the Reserve Agent Program provides for a minimum of four months up to 12 months, depending on your individual pace and development, as you work on a part-time basis with your District Manager to learn our way of doing business and how to sell insurance, while you keep your current job. This is different from many other companies which require you to quit your current job and begin selling and training on a full-time basis immediately upon appointment. The Reserve Program gives you, and the company, an opportunity to decide if this is the right career for you.

The next 24 months: If you decide to become a full-time agent with us, you will begin the next phase -- the Career Program. During the next 24 months of the Career Program, you may receive a financial subsidy while developing your agency and continuing your sales and management skill training.

The rest of your career: Upon completion of the Career Program, you will have the opportunity to continually enhance your skills and professionalism by attending additional classes provided by the Business Support Centers and/or an outside training organization.

We are very proud of our program for new agents and know it is very effective, based on our high agent retention ratio -- one of the best in the industry.

The following is a list of characteristics we find in our most

successful agents. We select candidates who are: